Car loan: for a family more station wagon or minivan?

Car Loan

No more dreams of convertible coupes or sports cars! By starting a family, you fully confront the need for space and practicality in your vehicle. Two types of cars come to mind: the station wagon and the people carrier. You don’t know how to choose? Here are some things to think about.

Break or minivan: what is it?

Break or minivan: what is it?

Station wagon cars are versions extended by the rear of city cars or sedans, in order to offer more transport capacity. Their front half, from the cabin to the hood, is generally similar to their original model. The minivan is a segment in its own right, distinguished by a higher number of seats and a larger total volume.

Design: break advantage

Design: break advantage

By adopting lines inspired by more attractive cars, the station wagon clearly offers an often more flattering and sporty look than the people carrier. More inspired by utilities, the minivan struggles to compete in terms of aesthetics, although the manufacturers have made a lot of effort on the subject.

Price: break advantage

Price: break advantage

With a growing offer and a lower design cost (automobile companies simply declining an often best-selling model), station wagons generally offer a more competitive price for the same level of equipment.

If you have “flashed” on a vehicle but do not have the savings necessary to finance it, a car loan may be the solution. For the record, this type of financing is subject to the terms of the consumer credit (minimum repayment period of 3 months, capped at $ 75,000).

Roominess: minivan advantage

Roominess: minivan advantage

With a capacity that can go up to 7 seats and a length that can exceed 5 meters, people carriers make up for the versatility of their cabin. More scalable, with more features, it will adapt perfectly to large families. The station wagon will focus instead on the transport capacity of the boot and its ease of access.

Behavior on the road: equality

Behavior on the road: equality

Both with impressive sizes and a wide variety of engines, station wagons and people carriers are also not very agile in town. Their large size prevents easy parking. On the other hand, long journeys and expressways will welcome both types of vehicles.

Our verdict

Break and minivans compete to offer you the best experience of life on board when your family grows. Overall, families with one or two children will appreciate the sportier side and the large wagon of the station wagon, when the more numerous homes will be relieved by the versatility and comfort of a people carrier. A car loan is used to finance the purchase of a station wagon or a people carrier.